I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. . 178 0 obj https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. <>stream I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. A balance transfer lets you use a credit card to pay debt on another credit card. 0000003374 00000 n -- Lee Huffman, credit card expert at BaldThoughts.com. This is how I feel when people ask if I can fax them a form. We are committed to being fully transparent with our readers. Standard message rates apply. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. I'm in Adelaide. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. You may want to hire a professional before making any decision. I was told there was nothing I could do for this one as it wasn't registered. They're talking bullshit. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. Within the phone, go to Settings > Connected devices. Go to Settings > Connected devices > NFC. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? What is the best credit card for excellent credit? 0000013222 00000 n Most issuers of balance transfer cards let you initiate the balance transfer process online. You can register either when you buy your myki, or at a later date. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. This is the case for all major credit card issuers. 0000004139 00000 n One may also ask,do pensioners get free train travel in . Whats the Difference between Business vs. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. an_square_one 11 yr. ago For instance, your applications for new cards and balance transfers remain subject to approval. 178 39 We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. Myki (/ m a. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. If it doesn't appear, your phone does not have an NFC chip. Any money on your card will be protected. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Step 4: Analyze Your Top Picks. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Press J to jump to the feed. You need to submit a balance transfer application that is subject to approval. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Yes. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). If you have Mobile myki you can set Auto Load via the Google Pay app. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. For a bus anyway. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . You will need to provide identification to show that you are the registered myki card holder. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 8:35pm Feb 8, 2020. You can only activate a Mobile myki on one device at a time. No wonder the thing cost more than a billion dollars. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. After all, I was going to pay more money as opposed to the concession rate. A refund for an international payment card cannot be processed by the PTV call centre. Transferring a credit card balance is relatively easy, but you need to follow a few steps. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. From the pop-up options, select 'Deactivate'. Can you transfer MyKi balance from one card to another? It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Buy a new myki and top up with myki Money or a myki Pass and register your new myki. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. In my experience touching on is quicker than validating a metcard. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. You may be using an older version of Google Wallet. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. It's shit like this which makes me happy and proud I have never used Myki in my life. Renew driver licence. 0 Only Mobile myki has the ability to charge you a fare via a myki device. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Contact us to request the transfer. The short version. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. So I had a mobile MyKi with around $6.xx balance on it. Pick a card that waives the balance transfer fee. %%EOF Choose a card from the list or search by location or card name. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Youll need to complete a V/Line Passenger Refund Application Form. Yes. You may also need to restart your phone after updating the app. Whats the difference between a hard credit inquiry and a soft credit inquiry? If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. You paid down debt, which means you won't have to pay interest on previous balances going . I realise this is not a life-changer, but there's a principle at stake. If you have a Mastercard or VISA card you can get and top up a Mobile myki. 187 0 obj You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . What is the best balance transfer credit card? With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. Done it twice now. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". If these are your only two cards, your credit utilization ratio is 33.33%. 179 0 obj For example, one person can manage mykis for family or friends. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. This may also be an anti money laundering thing. 0000003774 00000 n No. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> What is the Best No Annual Fee Credit Card? The helpfulness of a financial advisor's answer is not indicative of future advisor performance. 215 0 obj 0000010193 00000 n It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Public transportation passes transfer on Google Pay android phones. Enter your cell phone number and well send you a link to install the WalletHub app. Can someone explain why this isn't possible? Myki credit, once on your card, does not expire after 90 days of not getting used. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! *Rates, fees or bonuses may vary or include specific stipulations. If you have Mobile myki you can set Auto Load via the Google Pay app. Click on "Select Offer.". For more information, visit the V/Line website. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. This will allow you to deactivate your Mobile myki then reactivate it again. Replacements usually take up to 10 business days and include the remaining balance of the old card. Any other travel benefit such as free weekend travel isn't available at this time. 181 0 obj What is the best cash advance credit card? Choose your top up value and minimum balance. You can use the ticket number to register your myki or if you require a refund. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". You can register online, via the PTV app or call 1800 800 007 and registration is instant. Most people would keep the same card for years. Why do you need to keep swapping cards? These are the eight most commonly purchased myki Passes. <> I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. What are the best credit cards for bad credit with no deposit and instant use? Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. Sorry, the Seniors Card program cannot replace lost myki cards. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Your card provider holds the right to approve or deny your request for a balance transfer. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. From a creditworthiness point of view, this number should be at 30% or lower. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. I called customer service and was advised I needed to go in person to Flinders St station to do it. I have a card with $19.90 on it. So I had a mobile MyKi with around $6.xx balance on it. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Check that NFC is enabled on your phone. 183 0 obj This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. John Miller, Credit Cards Moderator. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. I want to transfer the $19.90 to the card with $6.54 on it. Hold the phone still when touching on and off. Select the 'Activate' option. How To Transfer A Credit Card Balance To Another Card. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . Please note, balance transfer is not instantaneous. endobj We recommend visiting the card issuers website for the most up-to-date information available. Just one more benefit you enjoy as a COPFCU member. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. %PDF-1.5 % You can also request up to two years of travel and transaction history by calling1800 800 007. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. If you're still travelling after 2 hours, you'll be charged a daily fare. Make sure you pick a card that accepts balance transfers and has advantageous rates. I called, they told me it couldn't be done and that I would need to fill out a form. But yeah, a fair bit that is just backwards. What Happens to a Student Credit Card After Graduation? If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. About a week back, I went from Frankston to St. Albans, changing at Flinders. Mobile Myki can be set to Auto Load. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. endobj Refunds cannot be issued for less than $5. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. You can replace your ticket if its expired, damaged or defective. This question is about Synchrony Bank Credit Cards. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Wtf? The phone is awake whenever the screen is turned on, even it's locked. Let's say you have $4,000 in credit card debt and transfer that balance to a . Save. How does credit and credit cards work for students? If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. To do so, you have to block your existing Myki card (annoying, we know). Why is it impossible to transfer money online between different Myki cards? Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. 0000005683 00000 n If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. 188 0 obj I don't know where the actual card is. 0000118590 00000 n This will allow you to deactivate your Mobile myki. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. endstream It also protects your myki balance if you lose your phone or it's stolen. 0000014515 00000 n The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Please note, balance transfer is not instantaneous. Once it's transferred to another device, it will no longer be available on the original device. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Which I obviously don't have because it is lost. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. You can replace some types of tickets if they are lost or stolen. You can read the Terms of Service online. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Transferring a credit cards balance to a new card requires getting the new card provider to approve the transfer. 0000009156 00000 n Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. They actually can transfer your funds really easily but you need to get a case created. We'll block it and can arrange a refund to your new Mobile myki. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. If NFC is shown and you can turn it on or off, you have NFC. You can also update it there if youre not on the latest version. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. But your balance can be transfer to another card at some of the PTV stations. How Prepaid Cards Work & Why You might want one? Image what could have been done with a billion fucking dollars. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. What is the best credit card for fair or average credit? This is regardless of whether there is a myki pass or existing fare on the myki. I understand your frustration, especially when it's something that can be done quickly. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. A quick tutorial to transfer your myki balance between google pays on different android phones. 0000001798 00000 n On your new phone, download Google Wallet and set it up with your same account details. Whats the Difference between Business Line of Credit vs. Business Credit Card? You can transfer the balance from one credit card to another by following these steps: Select the Plus icon (+) on the Toolbar. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. xen0. Step 3: Review Card Offer Terms. Wait a few minutes then check the app to see your balance. This helps you to avoid late fees and penalty APRs on your existing accounts. But what if the amount is comparable to or less than the postage? Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Select the card with the best balance transfer offer available to you. Upon approval, your new card provider might pay your old card provider directly or send a check to you. 0000001076 00000 n Licences. What's Auto-load? Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. For more information, visit the V/Line website. You need to apply for a balance transfer. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. 0000006952 00000 n Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. What are the best cash back credit cards for fair credit? If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. 185 0 obj https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen This 0% interest period can help you carry your debt for a limited time without paying interest. It appears as a "Approved Level 2" request on my myki account on the website. I'm glad I don't need to catch public transport anymore. You can request a new, free myki smartcard through your online account. You will need to provide identification to show that you are the registered myki card holder. Your balance is protected from the time you tell us your myki is lost or stolen. endobj Check your phone to make sure you're connected to WiFi or mobile data. At this stage, these are the only card types available on Mobile myki. replacement card and to organise a balance transfer from your old myki to your new one. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. That's a lot of free money for Myki, which customers are unlikely to ever claim. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Remember to top up with enough money to pay for your entire journey. @john_miller 03/01/23 This answer was first published on 03/01/23. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. the PVT website says: "What to do with your myki when you leave Melbourne. Choose the zones you want to travel in and the number of consecutive travel days you need. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. How Many Credit Cards Should a College Student Have? <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> I was told that when I made a new card I would be able to transfer the money across. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. Your new starting balance would be $3,090. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Your first touch on creates a 2 hour fare. 0000005348 00000 n I never bothered to do it. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. My old one is registered and everything with my account but there seems to be no way to import that one in. I searched everywhere. To learn how to do a balance transfer, review this step-by-step process. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card.
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